* {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }
    html {
      scroll-behavior: smooth;
    }
    body {
      font-family: Arial, Helvetica, sans-serif;
      line-height: 1.6;
      color: #172033;
      background: #f7f9fc;
    }
    a {
      text-decoration: none;
      color: inherit;
    }
    /* NAVIGATION */
    nav {
      position: sticky;
      top: 0;
      z-index: 1000;
      background: rgba(255,255,255,0.97);
      border-bottom: 1px solid #e6eaf0;
      padding: 15px 6%;
      display: flex;
      justify-content: space-between;
      align-items: center;
    }
    .logo {
      font-size: 1.45rem;
      font-weight: 800;
      color: #183b70;
    }
    .logo span {
      color: #3b82f6;
    }
    .nav-links {
      display: flex;
      gap: 25px;
      align-items: center;
    }
    .nav-links a {
      font-weight: 600;
      color: #334155;
    }
    .nav-links a:hover {
      color: #2563eb;
    }
    .nav-button {
      background: #2563eb;
      color: white !important;
      padding: 10px 18px;
      border-radius: 8px;
    }
    /* HERO */
    .hero {
      min-height: 650px;
      display: flex;
      align-items: center;
      padding: 80px 7%;
      background:
        radial-gradient(circle at 80% 20%, #dbeafe 0, transparent 30%),
        linear-gradient(135deg, #f8fbff, #eef4ff);
    }
    .hero-content {
      max-width: 760px;
    }
    .badge {
      display: inline-block;
      background: #dbeafe;
      color: #1d4ed8;
      padding: 8px 15px;
      border-radius: 30px;
      font-weight: 700;
      margin-bottom: 22px;
      font-size: 0.9rem;
    }
    .hero h1 {
      font-size: clamp(2.6rem, 6vw, 4.7rem);
      line-height: 1.05;
      margin-bottom: 25px;
      color: #102a56;
    }
    .hero h1 span {
      color: #2563eb;
    }
    .hero p {
      font-size: 1.2rem;
      color: #526173;
      max-width: 680px;
      margin-bottom: 35px;
    }
    .hero-buttons {
      display: flex;
      gap: 15px;
      flex-wrap: wrap;
    }
    .button {
      display: inline-block;
      padding: 14px 24px;
      border-radius: 9px;
      font-weight: 700;
      transition: 0.2s;
    }
    .primary {
      background: #2563eb;
      color: white;
    }
    .primary:hover {
      background: #1d4ed8;
      transform: translateY(-2px);
    }
    .secondary {
      background: white;
      border: 1px solid #d6deea;
      color: #1e3a6d;
    }
    .secondary:hover {
      border-color: #2563eb;
    }
    /* GENERAL SECTIONS */
    section {
      padding: 80px 7%;
    }
    .section-heading {
      text-align: center;
      max-width: 750px;
      margin: 0 auto 50px;
    }
    .section-heading h2 {
      font-size: 2.3rem;
      color: #102a56;
      margin-bottom: 15px;
    }
    .section-heading p {
      color: #64748b;
      font-size: 1.05rem;
    }
    /* SERVICES */
    .services {
      background: white;
    }
    .service-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
      gap: 22px;
    }
    .service-card {
      background: #f8fafc;
      border: 1px solid #e5eaf1;
      padding: 30px;
      border-radius: 15px;
      transition: 0.25s;
    }
    .service-card:hover {
      transform: translateY(-5px);
      box-shadow: 0 15px 35px rgba(30, 64, 175, 0.10);
    }
    .icon {
      width: 52px;
      height: 52px;
      display: flex;
      align-items: center;
      justify-content: center;
      border-radius: 12px;
      background: #dbeafe;
      font-size: 1.5rem;
      margin-bottom: 20px;
    }
    .service-card h3 {
      color: #173b70;
      margin-bottom: 10px;
    }
    .service-card p {
      color: #64748b;
    }
    /* HOW IT WORKS */
    .steps {
      background: #f1f5f9;
    }
    .step-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
      gap: 25px;
      max-width: 1000px;
      margin: auto;
    }
    .step {
      text-align: center;
      padding: 25px;
    }
    .step-number {
      width: 55px;
      height: 55px;
      border-radius: 50%;
      background: #2563eb;
      color: white;
      font-weight: bold;
      font-size: 1.2rem;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 18px;
    }
    .step h3 {
      margin-bottom: 8px;
      color: #173b70;
    }
    .step p {
      color: #64748b;
    }
    /* WHY US */
    .why {
      background: white;
    }
    .why-container {
      max-width: 1000px;
      margin: auto;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 50px;
      align-items: center;
    }
    .why h2 {
      font-size: 2.4rem;
      color: #102a56;
      margin-bottom: 20px;
    }
    .why p {
      color: #64748b;
      margin-bottom: 20px;
    }
    .check-list {
      list-style: none;
    }
    .check-list li {
      margin: 14px 0;
      font-weight: 600;
    }
    .check-list li::before {
      content: "✓";
      color: #2563eb;
      font-weight: bold;
      margin-right: 10px;
    }
    .highlight-box {
      background: linear-gradient(135deg, #173b70, #2563eb);
      color: white;
      padding: 40px;
      border-radius: 20px;
      box-shadow: 0 20px 40px rgba(37,99,235,0.2);
    }
    .highlight-box h3 {
      font-size: 1.7rem;
      margin-bottom: 15px;
    }
    .highlight-box p {
      color: #dbeafe;
    }
    /* RESOURCES */
    .resources {
      background: #f8fafc;
    }
    .resource-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
      gap: 22px;
    }
    .resource {
      background: white;
      padding: 28px;
      border-radius: 14px;
      border: 1px solid #e5e7eb;
    }
    .resource h3 {
      color: #173b70;
      margin-bottom: 10px;
    }
    .resource p {
      color: #64748b;
      margin-bottom: 18px;
    }
    /* CTA */
    .cta {
      background: linear-gradient(135deg, #102a56, #2563eb);
      color: white;
      text-align: center;
    }
    .cta h2 {
      font-size: 2.5rem;
      margin-bottom: 15px;
    }
    .cta p {
      max-width: 650px;
      margin: 0 auto 30px;
      color: #dbeafe;
    }
    .cta .button {
      background: white;
      color: #173b70;
    }
    /* DISCLAIMER */
    .disclaimer {
      background: #fff;
      border-top: 1px solid #e5e7eb;
      padding: 30px 7%;
      text-align: center;
      color: #64748b;
      font-size: 0.9rem;
    }
    /* FOOTER */
    footer {
      background: #0f172a;
      color: #cbd5e1;
      padding: 40px 7%;
      text-align: center;
    }
    footer strong {
      color: white;
    }
    footer p {
      margin: 8px 0;
    }
    /* MOBILE */
    @media (max-width: 700px) {
      nav {
        padding: 14px 5%;
      }
      .nav-links {
        display: none;
      }
      .hero {
        padding: 70px 6%;
        min-height: 580px;
      }
      section {
        padding: 65px 6%;
      }
      .why-container {
        grid-template-columns: 1fr;
      }
      .hero h1 {
        font-size: 2.8rem;
      }
      .hero p {
        font-size: 1.05rem;
      }
    }